I'm thinking it's time to upgrade my rewards card(s). I'm paying two annual fees and no longer really getting the value that I used to. For now I've got a Disney Visa ($49/annual fee) that I've always used for personal spending and a Marriott Rewards Visa ($85/annual fee) that I've always used for business travel. My daughter's 16 now (no pics) so the Disney Visa has sort of outlived its usefulness.
Both provide similar rewards: Disney = 2 points per $1 spent on gas, groceries, and restaurants. Marriott = 2 points for airfare, rental cars, and restaurants. Then each of them gives you more 5 points per $1 if you spend money at/on their properties. Neither are bad deals and both have served me well over the years, but now I'd prefer something that offers better travel rewards, and preferably on a more company-agnostic basis.
RE: Chase Sapphire Preferred...I think that's the one I want to go with. It has a $95/annual fee which is pretty much industry standard for any card that's worth anything these days. 50,000 bonus points and 2 points per $1 on travel-related expenses and restaurants and 1 point per $1 on everything else, so very similar to the Marriott Rewards Visa I already have there. What's most enticing to me though is that you can get 1.25x the value of your rewards points at redemption time. So $500 worth of points is worth $625 at redemption, and you can redeem w/multiple brands. That's a pretty good deal. You do have to book your travel through their site though.
Both provide similar rewards: Disney = 2 points per $1 spent on gas, groceries, and restaurants. Marriott = 2 points for airfare, rental cars, and restaurants. Then each of them gives you more 5 points per $1 if you spend money at/on their properties. Neither are bad deals and both have served me well over the years, but now I'd prefer something that offers better travel rewards, and preferably on a more company-agnostic basis.
RE: Chase Sapphire Preferred...I think that's the one I want to go with. It has a $95/annual fee which is pretty much industry standard for any card that's worth anything these days. 50,000 bonus points and 2 points per $1 on travel-related expenses and restaurants and 1 point per $1 on everything else, so very similar to the Marriott Rewards Visa I already have there. What's most enticing to me though is that you can get 1.25x the value of your rewards points at redemption time. So $500 worth of points is worth $625 at redemption, and you can redeem w/multiple brands. That's a pretty good deal. You do have to book your travel through their site though.
- How easy is it to book travel through the Chase Rewards site?
- Are their rates generally on par w/the best rates that are out there?
- I noticed Air France and KLM but not Delta. Is Delta one of the brands you can't utilize?
- Anything else I should know about this card?