Just bought a house and moved to Palm Coast. The biggest obstacle was (drum roll) insurance. I'm sure no one was surprised that I had to get lubed up real good first.
The worst part was the quotes we were getting for flood insurance. From my current agent (AAA) they quoted a number for flood that was over DOUBLE THE AMOUNT of the homeowners insurance... $8,000. No kidding. Other quotes were much less, but still in the thousands.
The sellers had a policy that was <$800 per year and we wound up being able to take over their policy. To do this, however, we had to go through their agent ( of their HO policy). When our current AAA agent tried to contact, they were turned away. We went with this guy for HO as well as flood.
Seems VERY sketch to me, especially since the seller (a realtor btw) was the one who got with him prior to our signing. His quote for HO insurance wasn't terrible, but it wasn't the best. The thing is I HAD to use him because he was like the "gateway" to the flood insurance. Am I being paranoid?
The worst part was the quotes we were getting for flood insurance. From my current agent (AAA) they quoted a number for flood that was over DOUBLE THE AMOUNT of the homeowners insurance... $8,000. No kidding. Other quotes were much less, but still in the thousands.
The sellers had a policy that was <$800 per year and we wound up being able to take over their policy. To do this, however, we had to go through their agent ( of their HO policy). When our current AAA agent tried to contact, they were turned away. We went with this guy for HO as well as flood.
Seems VERY sketch to me, especially since the seller (a realtor btw) was the one who got with him prior to our signing. His quote for HO insurance wasn't terrible, but it wasn't the best. The thing is I HAD to use him because he was like the "gateway" to the flood insurance. Am I being paranoid?