We’ll you’ve been a big advocate of getting people to church I thought you’d be happy I was attending.Are you really?
Just joking around. Im Christian. Non-catholic
We’ll you’ve been a big advocate of getting people to church I thought you’d be happy I was attending.Are you really?
Like actual mortgage insurance or homeowners' insurance? They are different things.Let's not worry about actual problems like mortgage insurance, let's worry about the age of strippers.....yep, par for the course nowadays from this state
Interesting that you bring up mortgage insurance and not mortgage rates.Let's not worry about actual problems like mortgage insurance, let's worry about the age of strippers.....yep, par for the course nowadays from this state
I wondered that too. Mortgage insurance rates are based on down payments and credit score to protect the lender. Mortgage interest rates are a bigger issue since they have gone from 3.1% in 2020 to around 7% currently. Homeowners insurance rates are steadily going up and is a problem everywhere. Maybe that's what he's trying to get across. Probably due to climate change and global warming.Interesting that you bring up mortgage insurance and not mortgage rates.
The average mortgage rate over the last 50 years is 7.75%.I wondered that too. Mortgage insurance rates are based on down payments and credit score to protect the lender. Mortgage interest rates are a bigger issue since they have gone from 3.1% in 2020 to around 7% currently. Homeowners insurance rates are steadily going up and is a problem everywhere. Maybe that's what he's trying to get across. Probably due to climate change and global warming.
Another benefit of serving is access to VA home loans which preclude large downpayments and mortgage insurance.
In the 80's the average rate was 12.7%, 90's 8.1%, 00's 6.3%, 10's 4.1%. So far this decade the average rate is 5% the first rise in average rates since the early 80's. We were definitely spoiled over the last 40 or 50 years. What doesn't mix well is high interest, insurance premiums and overall prices. Something has to give.The average mortgage rate over the last 50 years is 7.75%.
Interesting that you bring up mortgage insurance and not mortgage rates.
Yep. Our loan in Cali back in 1981 was too. Good times. 😵💫My '82 VA loan was 12%.
“Has went”?Yea, because my mortgage insurance has went from 1700/year to over 8000 in just a decade and I'm in the process of selling my house because of it. And what control does DeSantis have over mortgage rate?
Remember when you used to be a fun poster?
Yeah. Me too.
Damn. Not Stanley. The Stanley Milgram?Yea, then I grew up and I see things happening that I don't understand.... Stanley Milgram was right
I also remember when you were funny. Anyone else remember that?
By the way I’m a 💩ton younger than ya boy.
If your mortgage insurance is 8000 a year you have terrible credit. Now your HOMEOWNERS INSURANCE might be that high. Have you considered utilizing some mitigating factors? Where do you live that you're paying 8k a year? Right on Miami Beach?Yea, because my mortgage insurance has went from 1700/year to over 8000 in just a decade and I'm in the process of selling my house because of it. And what control does DeSantis have over mortgage rate?
Interesting. Which part was he right about?Yea, then I grew up and I see things happening that I don't understand.... Stanley Milgram was right
I95 runs north too. u-hauls are cheap. As more people depart , conditions in fla will improve. Please consider being a part of the solution. It would be a noble endeavor worthy of an individual with your benevolent and humanitarian credentials. Perhaps you could convince some of your likeminded associates to join you.Let's not worry about actual problems like mortgage insurance, let's worry about the age of strippers.....yep, par for the course nowadays from this state
Talked to a group of accountants from FSU at a tailgate party in Tallahassee awhile back. everyone of them said mortgage insurance is for suckers.I can't remember when I had mortgage insurance.
I did one time when I took a conventional loan because I was using my VA on another house. I only had it for a year and refi'd out of it.I can't remember when I had mortgage insurance.
I can't remember when I had mortgage insurance.
Just going by what you posted.Excuse me home owners insurance, but it's part of my mortgage, would mortgage insurance really be 8k a year....my bank put it on mine for the first 3 years till I got them to remove it. It was a couple hundred bucks a year
Still it stands, Florida isn't even trying to do anything...I wonder why.
None of us who live here have escaped the same pile of 💩 and we absolutely share your pain and frustration.Excuse me home owners insurance, but it's part of my mortgage, would mortgage insurance really be 8k a year....my bank put it on mine for the first 3 years till I got them to remove it. It was a couple hundred bucks a year
Still it stands, Florida isn't even trying to do anything...I wonder why.
Just going by what you posted.
Insurance companies aren't charities, they have paid out a ton of money over the last few years. I guess they could just pull out of Florida like they are in Kalifornia and not cover your house.
I have always been struck by the sad irony of the Milgram experiments. Milgram's initial predictions were actually wrong. Likely due to his collaboration with Solomon Asch and his involvement with Asch's research on the influences of social identity and conformity, he thought that Americans would not submit to orders that were contrary to their beliefs or ethics. He thought that Americans would refuse to harm, torture, and kill other people; rather than to comply with an authority that directed them to do so. His initial hypothesis was that the actions of the Nazis during WWII were attributable to a character flaw in the German culture that would not be present in the American culture. As the competent scientist he was, he followed the data and ultimately revised his hypothesis. His classmate, Philip Zimbardo, infamously built upon that work in the Stanford Prison Experiment.
Careful…seems like cat ladies are a thing at the moment.This thread took a very depressing turn.
I came here wanting to discuss 18 year old strippers and wandered into a mortgage convention.
I once went to a pension convention and accidentally wandered into a N. California ACLU symposium at a large hotel once lol.
Needless to say, about two seconds after looking at the people in that room ( lots of hippies, cat ladies, and gray haired dreadlocks, the dregs of society) I realized I was not in Kansas anymore. I fully expected someone to start howling like Donald Sutherland at the end of Invasion of the Body Snatchers ....