Not to be "That Girl" but go back a page or two in this thread.Have you seen the videos of the "miracle house" in Mexico Beach that survived the storm when everything else around it was demolished? It's not any kind of miracle. It's nothing more than the ability and willingness to spend what it takes. I've always said that I can build you a home that would survive any storm if your pockets are deep enough. Like everything in life, it's a cost/benefit analysis.
If building codes are changed to mimic what this guy did (which I'm sure insurance companies will strongly support) beachfront property will become even more exclusive.
Ok, so I am That Girl today. Sorry.